RMS Insurance - powered by XCover
Terms & Conditions

View sample wording for Damage & Liability Cover (For Caravans & Annexes).
After set up, updated wordings will show for each Annual on the RMS Insurance dashboard.
 
Damage & Liability Cover (For Caravans & Annexes)  is arranged by XCover, a trading name of Cover Genius Pty Ltd (AFSL 12334), and underwritten by Pacific International Insurance Pty. Ltd.
 
RMS technology will seamlessly connect you to the XCover platform that will provide pricing for
insurance policies, issue the policy certificate and all associated terms and conditions relating to the
policy for the benefit of the policy holder.
 
Enquiries and support for XCover policyholders is available at XCover. Park operators should visit [insert park FAQ site hosted by RMS]
 
RMS technology provides the connectivity between XCover and the Park owner and facilitates the
collection of premiums paid to the Park owner from the policy holder that are due to XCover and the payment of any premium refunds due from XCover.
 
RMS is not a party to the issuing of any insurance policy, the policy certificate or any of the terms and
conditions applicable to an insurance policy issued by XCover under the RMS Insurance connectivity
Module.
 
Nothing in the use of the RMS Insurance module shall be deemed to constitute a partnership or
principal-agent relationship between the RMS and XCover, the Park owner or the policy holder nor
otherwise entitle any party to bind RMS for any purpose.
 
RMS bears no responsibility or liability to either the Park owner, the policy holder or any third parties in regard to any premiums paid, claims, loss, damages and any expense that arises out of, in the course of, on in connection with any policy offered, provided or failure to be provided by XCover or any insured event. RMS sole role is as technology facilitator to enable XCover, the Park owner and the policy holder to achieve desired insurance outcomes.
 
RMS makes no representations as to the fitness for purpose of any policy offered or issued by XCover,
this is entirely a matter between XCover and the policy holder.